Digital Credit Loans (Pty) Ltd is an independent loan and finance company providing business loans, mortgage loans, payday loans, personal loans, consolidation loans, and general Loans for both blacklisted and nonblacklisted Clients.
At Digital Credit Loans we aim to facilitate economic development and social change through long and short term loans. We offer opportunities to both blacklisted and nonblacklisted clients as a way of promoting positive financial independence. We believe that everybody deserves access to loans that will better their lives for the better, so we provide equal opportunity to every citizen irrespective of race or colour
Our loans are the plans that customers make and the potential they have to reach their goals. We’re committed to helping them make that difference to better their lives every day through responsible access to credit.
Digital Credit Loans is a place people without any form of credit security to turn to when they need money for:
- Education
- Homes Improvements
- Business Expansion
- Agricultural Credit
- Car loans
- Mortgage
We believe in responsible credit; and therefore make sure that our customers get their loans sooner than expected.
Established in 2006, Digital Credit Loans is managed by Dean Powell with Andy Jones Bsc (Hons) and Barry Jones Finst SMM (Consultants); between them, they have over 30 years of business experience.
About Digital Credit Loans
We believe access to quality credit is a right for everyone.
If you want to deal with a financing company that can meet your funding needs, choose Digital Credit Loans.
We’re focused on supporting the Americans business market with a range of financial solutions to give businesses the funding they need to improve their finances and help achieve their plans. As a speciality finance company, we’re able to offer a range of products to suit individual requirements; from Asset Finance, Invoice Finance, Loans and Vehicle Finance. Our approach means we’ll find the best solution to suit your growth plans.
It’s no surprise that we support over 20,000 Americans customers every year, through our range of financial solutions which help give them the confidence to achieve their business goals. We also know that time is money, so when you work with Digital Credit Loans, you’ll get dedicated support from a friendly and personable team who work to make things happen for you.
Mr. Hermand Daniel, CFO

Our benefits
Why choose Digital Credit Loans
- We service the loans we originate
- No expensive brick-and-mortar retail offices
- A full range of loan products and beneficial services
Loan protection
Benefits include:

We can help provide the financial support you need to make your plans happen. Whether you’re looking at property investment, refurbishment or need additional funding, we can help support your ambition with our suite of flexible loans. From secured and unsecured loans to bridging and buy to let, we’ll find the best solution for you.
- Payoff of remaining loan balance in the event of death.
- Monthly loan payments if a member becomes totally or continuously disabled.
- Eliminate financial hardship for family member in the event of death or disability.
- Payoff the deficiency balance on an auto loan in the event of a total loss on the vehicle.
We offer a variety of loans
Choose a loan type below to learn more

Loan rates
Published loan rates can be deceiving
Looking to get a loan, start by checking how much you are entitled and what interest rate we accept